NovilomAI platform for data-based wealth analysis for families

Precision for every situation: institutional AI analysis without minimum capital

NovilomAI translates complex market data into clear, understandable recommendations for action - so families can make financial decisions based on substance instead of guesswork.

How it works

Data intelligence as a compass

NovilomAI continuously evaluates global market data, interest rate developments and risk indicators. This database creates concrete recommendations that are based on the individual life situation of a family - not on blanket model portfolios.

The focus is not on the amount of data, but rather on translating it into understandable priorities: where is there a need for action, where is patience sufficient, and which risks should be actively reduced.

  • EfficiencyAnalyzes that would otherwise take weeks are available in a structured form within a short period of time.
  • Risk minimizationPortfolio risks are continually assessed and made visible when changes occur.
  • Long-termismRecommendations are focused on multi-year goals, not short-term market fluctuations.

Observed data categories

Global stock marketsOngoing
Interest rate structures & bond marketsOngoing
Commodity and currency risksOngoing
Geopolitical risk indicatorsOngoing
Access

Democratization of decision-making quality

Analysis models that were previously reserved for institutional investors are available at NovilomAI regardless of the investment volume. A well-founded assessment of your own financial situation should not depend on starting capital, but rather on your willingness to plan ahead.

No minimum investment amount – you can start with the first euro
Methodology

Three steps to a reliable decision

The analysis follows a fixed, comprehensible process. Each step builds on the previous one and remains visible to users at all times.

1

Data aggregation

Market data, interest rate trends and risk factors from numerous sources are brought together and checked for consistency before being incorporated into the analysis.

2

Predictive analysis

Models evaluate possible developments and classify risks according to probability and significance in order to enable a realistic assessment.

3

Strategic implementation

The results produce a recommendation that is tailored to the family's specific goals - such as security, provision or building up savings.

Application

Concrete scenarios from everyday family life

Retirement planning

Optimizing long-term savings goals

The analysis shows how existing reserves could develop over decades and where it makes sense to adjust the savings rate or investment distribution. Decisions are based on understandable assumptions instead of gut feeling.

Precautionary planning
Risk hedging

Securing family assets

Changing market conditions are recognized early and summarized in understandable information. This allows cluster risks to be identified in the portfolio before they impact the overall assets.

Risk overview
Training reserve

Evidence-based decisions for the next generation

For specific savings goals, such as future education, the analysis provides a realistic time horizon and shows which investment structure suits the desired time of payment.

Goal planning
NovilomAI team in the further development of the analysis platform
About NovilomAI

Developed for German medium-sized family finances

NovilomAI was developed with the aim of making professional data analysis accessible to households that previously did not have access to institutional consulting services. The platform combines automated market observation with an understandable presentation of the results.

All calculations are based on publicly available market data and documented models. This gives users a basis on which they can decide independently or in consultation with an advisor.

Frequently asked questions

Questions about security, costs and technology

How is my data protected?

All data is processed in accordance with the requirements of the GDPR and stored exclusively on servers within the European Union. It will not be passed on to third parties for advertising purposes.

What are the costs and is there a minimum capital?

Access to NovilomAI does not require a minimum capital. The exact cost structure is shown transparently in the personal area before it is used with real capital.

How reliable are the AI-supported analyzes?

The models are based on historical and current market data and provide probabilities, not guarantees. Each recommendation is disclosed with the underlying assumptions so that the derivation remains comprehensible.

Your future deserves data-driven security

Start today, regardless of your start-up capital, and get a clear overview of the opportunities and risks of your financial planning.

Create free access